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Financing Options for Housing in the Czech Republic
Benešová, Lucie ; Uhrová, Blanka (referee) ; Ptáček, Roman (advisor)
This diploma thesis deals with the financing options of housing in the Czech Republic with the focus on building society saving accounts and mortgage loans. At first, it explains the basic parameters of these products. Then, the second part is aimed at the possibilities of credit products offered on the market. Finally, the third part shows the representative example of a family and it suggests a possible way to finance their own housing on the basis of assessment of major advantages and disadvantages of credit types.
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Selection of Appropriate Forms of Financing Housing
Kubíček, Michal ; Dvořáková, Radka (referee) ; Meluzín, Tomáš (advisor)
This bachelor thesis focuses on options financing living in the Czech Republic. Firstly, there are described some basic terms and concepts which can be relised in immediate contact with this topic. Next part of the thesis describes some forms of living financing. For certain type of investor there were suggested some choices of financing hoousing, there are in short described. In following part there are mendioned individua advantages and disadvantages, icluding the suggestion.
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Methods of financial advisor solution client´s housing
Vrtíková, Pavla ; Těšíková, Zora (referee) ; Zeman, Václav (advisor)
This master´s thesis analyses the importance of living in own property, the possibilities of financing, especially construction saving loans and mortgages. I mention the current situation on the market of loans and mortgages and the estate market. In second part i describe the work of financial advisor and i include offered products, i suggest to clients the best possibilities of how to finance their property. I suggest options, compare them and recommend the most convenient one.
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Suggestion of Methods of Housing Financing
Pyrochtová, Barbora ; Tureček, Roman (referee) ; Škapa, Stanislav (advisor)
This thesis deals with analysis of funding one's housing in the Czech Republic and with proposal of this funding in the given, certain conditions. In the first part mortgage loan and building savings are theoretically described. In the second part there is analysis of current situation on the market. Last part is focused on model situation of mortgage loan and building savings loan and reflects on better variation in the particular conditions. Combination of both variations is also mentioned there.
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Differences in Real Estate Financing Between Mortgage Bank and Building Savings Bank
Bednářová, Veronika ; Škrobáková, Vladimíra (referee) ; Ptáček, Roman (advisor)
This thesis is focused on the evaluation of suitable alternatives for funding of own housing for specific model examples of clients and purposes. In the theoretical part there are defined the concepts associated with mortgages and building savings. The theoretical part is focused on the current trend in the market of mortgage financing in the Czech Republic. It also contains a prediction of further developments in the field of loan financing. In the practical part the theory is used for analyzing the offers of financial institutions and there is also selected an appropriate way of financing.
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Suggestion of the Optimalization of a Method of Housing Financing in Czech Republic
Pomichálková, Lucie ; Ovesný, Martin (referee) ; Škapa, Stanislav (advisor)
This bachelor's thesis is focused on analysing the options of housing financing in the Czech Republic. In the first instance this bachelor's thesis describes basic characteristics of the property market. Then it shows the options of housing financing by means of financial market tools, especially theoretical and practical aspects of building saving and mortgage credit. I suggest several methods of housing financing for a concrete client. Then I compare the advantages, disadvantages and financial demands of the individual alternates and recommend the optimal solution of housing financing for this client.
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Legal regulation of building savings
Kurka, Ondřej ; Karfíková, Marie (advisor) ; Bakeš, Milan (referee)
The main purpose of the thesis is to analyse contemporary legal regulations governing the field of building savings in the Czech Republic and recent changes of these legal regulations. The thesis is composed of six chapters, each of them dealing with different aspects of building savings' legal regulation, the introduction, the closing part, lists and annexes. The matters already mentioned above are described in chapters two, three and five. Divided into remaining chapters and within the capacity limits, the thesis also includes secondary issues, such as the evolution of building savings and its legal regulation in Europe and in the Czech Republic in connection with the description of changes made to the legal regulations rather long time ago and followed by research of the practical application of these legal regulations. The aim of the thesis is to complete pieces of knowledge gathered from the legal regulations, from practical research and from my two years expirience as a building savings commercial broker and create an integrated thesis that is transparent and complete from different angles of view. Conclusions are drawn particularly in the closing part of the thesis where are briefly summarized the author's opinions on problems described in each chapter.
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Asset Liability Management ve stavební spořitelně
Konečný, Pavel
Konečný P. Asset Liability Management in building society. Bachelor thesis. Brno: Mendel University, 2018. This bachelor thesis deals with Asset Liability Management in the building society. The theoretical part analyses the current approaches of asset and liability management in the specific environment of building society. Thesis describes methodology for measuring and managing interest rate risk and liquidity risk. In the analytical part of the thesis are created interest and liquidity gap analysis from data of the analysed building society. Interest rate risk is then further measured by BPV and NII methods. LCR and NSFR requirements are calculated for measuring liquidity risk. The solution of the building society is subsequently tested by the interest and liquid stress scenarios. Formula clause:Proposal to postpone the publication of the bachelor thesis
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